Debt Recovery & Collection Solutions · Est. 2012

BS Alliance — Intelligent Collections & Business Operations.

Combining trained human teams, field intelligence, predictive engagement and actionable analytics to improve recoveries across India—and power scalable global business operations.

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Recovery ledgerFY cycle
RecoverContact & trace ResolveSettle & collect RebuildRestore standing

Trusted by leading banks, NBFCs & fintechs

What We Do

Three business pillars, one accountable partner

BS Alliance operates across three connected practice areas — each staffed, trained and reported on independently, so you can engage one or all three.

01

Financial Collections

Professional collection and recovery solutions supporting banks, NBFCs, fintechs, vehicle finance and lending businesses.

Explore Financial Collections
02

B2B Receivables

Structured receivables support for businesses, including invoice follow-up, first-party AR support, commercial recovery and dispute coordination.

Explore B2B Receivables
03

Global BPO

Scalable business operations including contact-centre, customer support and back-office services for domestic and international businesses.

Explore Global BPO
How Collections Move

The Collection Journey

Every account moves through the same disciplined path — from a polite pre-due reminder through to a fully reported resolution.

Step 1

Pre-Due

Polite, timely reminder calls before the due date to encourage on-time repayment.

Step 2

Tele-Collections

Trained inbound & outbound callers follow up on accounts that need a conversation.

Step 3

Field Collections

On-ground executives step in for personal visits and verification where needed.

Step 4

Resolution

Skip tracing reconnects unreachable customers so accounts can be settled fairly.

Step 5

Reporting

Clean, auditable reporting on every account, back to your team.

How We Work

Recover. Resolve. Rebuild.

Every account we handle moves through the same disciplined, compliant process — built to protect the debt owner's rights and the debtor's dignity in equal measure.

01 — Recover

Locate & contact

We identify and reach delinquent borrowers through skip tracing, verified data and multi-channel outreach — calls, field visits and reminders — before an account goes cold.

02 — Resolve

Negotiate & collect

Our DRA-certified agents follow fair debt collection practices to negotiate settlements and repayment plans that are realistic, documented and ethically sound.

03 — Rebuild

Restore & report

We help borrowers rebuild their repayment discipline and CIBIL standing, while giving lenders clean, auditable reporting on every recovered account.

About BS Alliance

Technology-led recovery, built on 13 years of experience.

BS Alliance is a worldwide organisation offering debt recovery and collection solutions, in-country and abroad. Established in 2012, we exist to put technology to work for our clients — closing distances, saving time, and improving bottom lines wherever we operate.

  • Fair debt collection practices that safeguard the debt owner's rights
  • Debtors treated ethically and professionally, within the legal framework
  • Server-based and cloud-based dialer infrastructure for scale
  • 30 DRA-certified agents plus 50 additional trained collection staff
More About Us
BS Alliance recovery team at work in our operations floor
Technology & Compliance

Recovery infrastructure built for scale and audit.

Every call, visit and message runs through cloud and server-based dialer systems that log outcomes in real time — giving you a clean, auditable trail on every account, and giving us the data to prioritise the right accounts first.

  • Predictive & auto-dialer infrastructure across 150 workstations
  • Real-time call recording, disposition logging & MIS reporting
  • Confidential handling of customer information
  • Recovery analytics that flag the highest-propensity accounts first
Technology & Compliance
BS Alliance technology-driven collections floor
What We Do

End-to-end debt collection services

From first contact to final resolution, our services are designed to streamline your collections process and improve cash flow.

01

Field Collection Services

13+ years of on-ground presence gives us deep market understanding across every state we operate in, for reliable, effective field recovery.

02

Inbound & Outbound Call Centers

Trained agents equipped to handle every on-call scenario — from borrower queries to structured outbound recovery campaigns.

03

Pre-EMI Reminders

Polite, timely reminder calls that encourage on-time repayment, protect borrower credit scores, and reduce delinquency before it starts.

04

Skip Tracing

Ethical, IT-driven skip tracing to relocate customers who have become unreachable, helping lenders reconnect and resolve accounts.

05

Communication & Outsourcing

Outsourced communication services that smooth out your collections procedure end-to-end and boost customer satisfaction.

06

Multi-State & Cross-Border Reach

Strong presence across Rajasthan, Haryana, Punjab, Chandigarh, Delhi NCR, Uttar Pradesh, and the UAE.

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Our Reach

Present where our clients need us

Our strong presence across multiple states enables us to support banks with effective collection and recovery services — with customised solutions for every region we operate in.

Domestic

India
  • Rajasthan
  • Haryana
  • Punjab
  • Chandigarh
  • Delhi NCR
  • Uttar Pradesh

International

UAE
  • Abu Dhabi
  • Dubai
  • Fujairah
  • Sharjah
Industries

Sector-specific recovery playbooks

Loan books, risk appetite and regulatory expectations differ by sector — so our agents are trained on playbooks specific to the client segment they handle.

Compliance First

Recovery that holds up under audit.

DRA-certified agents, documented call scripts and fair-practice training mean every interaction can be reviewed, replayed and defended — protecting your institution's reputation as much as your receivables.

  • 30 DRA-certified agents plus 50 additional trained collection staff
  • Fair Debt Collection Practices & client-specific SOP adherence
  • Call recording and QA audits across every campaign
  • Escalation & grievance-redressal workflow for every account
BS Alliance compliance and quality audit team
Case Studies

Results across banks, NBFCs & fintechs

A sample of the portfolios we currently manage recovery for.

IDFC

IDFC First Bank

Personal Loan & Two Wheeler recovery across a multi-state portfolio.

PTM

Paytm

Merchant Loan, Personal Loan & Postpaid Loan recovery at scale.

KB

KreditBee

Personal Loan recovery with digital-first, pre-due outreach.

Let's talk about your portfolio.

Whether it's field collection, call center support, or skip tracing — tell us what you need recovered and we'll put together a plan.

Get In Touch